Comparing 84 lenders, banks & programs, including

Stripe Capchase Chase Pipe Wells Fargo Shopify Brex Bank of America Clearco American Express Ramp J.P. Morgan Wayflyer PayPal Lighter Capital SVB Fundbox U.S. Bank Bluevine Square HSBC Innovation Banking OnDeck SBA SaaS Capital Live Oak Bank Slope Ratio TriplePoint Capital Mondu
We negotiate with lenders for you, and you pay only if you close.

Need a business loan or cash?Our agents find the best way to fund it.

Rather talk it through? or let us run your whole raise.

See how the agents work

Tell us what you need. We'll handle the rest.

A funding specialist will reach out, talk it through with you, and find the lender that can get you the money on the best terms.

01 · The problem

Describe it the way you'd tell your accountant.

No applications or jargon. Tell the agent what's going on: payroll is due before customers pay, a big buyer wants terms, or you need money to grow. It works out the amount, deadline, revenue, and unpaid invoices from what you wrote.

02 · Agents search

Every kind of capital, checked at once.

Agents look across 18 types of funding: bank and SBA loans, lines of credit, invoice factoring, revenue-based financing, venture debt, customer financing, equity, and grants. That's 84 providers, not the one or two your bank offers.

03 · Only what you qualify for

Offers you can't get are dropped.

Every provider is checked against your business before you apply, so you don't waste time on offers that were never available to you.

  • Does it solve this problem?
  • Do you meet the revenue, backing, and region requirements?
  • Can the cash arrive before your deadline?
  • Can you keep your equity?
04 · True cost

Ranked by what the money really costs.

Headline rates hide fees, warrants, and repayment terms. Agents estimate the annual cost of every qualifying offer, so the cheapest one is actually the cheapest.

05 · Your shortlist

The best options, and why.

You get a short, ranked list showing estimated cost, how fast the cash arrives, and how much each provider can offer a business like yours. Compare them side by side, then apply to the one you want.

06 · Problem solved

Cash in the bank before the bill is due.

Payroll is covered, and you didn't give up equity or overpay for speed. Next time, the agent already knows your business, so the answer comes back even faster.

Your problemworked example
Your problem
Agents searching
0 funders checked across 0 funding types
Qualification · 84 funders
  • Built for a cash gap50
  • You qualify29
  • Cash within 14 days13
  • No equity given up13
  • Covers $150K12
Estimated annual cost
vs. average qualifying offer$0 / yr
Your shortlist
✓

Payroll covered

Best match: Founderpath, with no equity given up.

84funders checked
12you qualify for
$0saved per year
See these matches live →

Worked example: a US business with $800,000 in annual revenue and $300,000 in unpaid invoices that needs $150,000 within 14 days. Funders, rates, and counts come from the B2B Agent funding catalog. Rates are estimates as of today, not a lender's quoted interest rate or an offer.

Why agents

Like having a CFO who knows every lender.

Most businesses take whatever their bank or the first online lender offers. Agents check the whole market every time, so you don't overpay for money.

One request, every option

84 lenders, investors, and programs across 18 funding types, from SBA loans and factoring to venture debt and grants.

Only offers you can get

Revenue minimums, VC-backing rules, region, and speed are checked before you apply, so every option on your list is one you can actually get.

Cheapest money first

Offers are ranked by estimated true cost, including fees and warrants, and non-dilutive options come before selling equity.

Rev LLM

Our own AI. Your data never goes to ChatGPT or Claude.

Rev LLM is the private language model behind B2B Agent. It runs on our own servers, so your revenue, invoices, and funding questions are never sent to OpenAI, Anthropic, or any other outside AI provider.

  • Runs on our serversThe model is hosted in our own infrastructure, not rented from a public AI API.
  • No outside AI callsYour financials stay with us. Nothing is shared with third-party model providers.
  • Plain-English answersAsk about cash gaps, deals, and funding options in plain English.
  • OpenAI-compatible APITeams can call Rev LLM from their own tools with a standard API.

Secure zone · active

Locked down from the first click.

Your financials sit behind Google sign-in, invitation-only access, an encrypted connection, and your own permission.

  • ConnectionTLS 1.3 · AES-256
  • HTTPSEnforced (HSTS)
  • Sign-inGoogle account
  • AccessInvitation only

Google sign-in, by invitation

Sign in with your Google account. Only people your team has invited can get in.

Encrypted connection

HTTPS on every page. Browsers are told never to fall back to plain HTTP.

You choose who sees your details

Lenders get your information only after you ask us to introduce you.

2026 award winners 14 category winners, chosen by fixed rules Lowest rate, fastest funding, highest limit, most accessible, and widest reach. Nobody can pay for an award, and a tie means nobody wins.

Looking for a loan, cash, or another lender?

People usually start with a business loan, cash before customers pay, or the name of a lender they already know. These pages start there.

How do I get a business loan?

Compare SBA loans, bank lines of credit, and online lenders, or describe what you need and B2B Agent checks 84 lenders, investors, and programs for the ones you qualify for.

How can I get cash for my business?

If customers pay slowly, look at invoice factoring, a line of credit, revenue-based financing, or a cash advance. Each option is listed with its speed and requirements.

What are alternatives to Capchase, Gynger, Founderpath, or Clearco?

Each of those lenders has an alternatives page with other providers of the same funding type, plus head-to-head comparisons on speed and what you have to qualify for. B2B BNPL options such as Gynger and Capchase Pay are listed separately from company loans.