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Side-by-side
All options
· · Tick up to 4 rows to compare side by side.
| Provider | Est. cost | Annual cost | Dilution | Max for you | Cash in | Repayment | Fit |
|---|
Cost vs. speed Eligible options · bubble size = fit
Funding map
The ways to get money
Each funding type underwrites something different — your buyers, your revenue, your investors, your invoices, or your idea. Start with the one that matches what you already have.
Methodology
How the numbers work
- Cost is priced from each provider's estimated range as of today, positioned by your credit profile (strong = low end, weak = high end). Flat fees are pro-rated by term; loans amortize monthly and add fees and warrant value; revenue-share deals use the repayment cap.
- Annual cost puts everything on one scale. For equity it's the yearly growth rate of the ownership you give up, from today's valuation to your expected exit — expensive if you succeed, free if you don't.
- Fit blends cost, speed, ownership, and repayment flexibility using your weights, then discounts options you don't qualify for or that don't match your use of funds.
- Rates are estimates as of today, not a lender's quoted interest rate. Always get a quote. Rates and costs are shown only to approved members: sign in.
- How we make money: introductions are free for founders. Some providers pay B2B Agent a referral fee when we introduce a company or a deal closes. Fees never change the ranking, which is computed only from the inputs above.
- Excluded: providers that shut down or stopped lending independently (e.g. Hokodo, Tranch, Behalf) and marketplaces whose own lending is unclear.
- Sources include provider sites, YC, Techstars, SBA, SBIR, and independent 2026 comparisons. Terms last reviewed September 2026.
- Bank and SBA rates are quoted as Prime + a spread and update daily from the US Prime rate (7% as of Oct 21, 2026).