Start from your situation
Pick the closest match and the calculator opens with sensible numbers filled in.
Close a big customer deal
A buyer wants monthly or deferred payments, but you want the cash now.
Bridge a cash gap
Payroll or vendor bills land before customer payments do.
Grow without giving up equity
Recurring revenue and a plan to spend on sales, marketing or hiring.
Extend runway after a round
You just raised from institutional VCs and want 6–12 more months.
Pre-revenue and building
No revenue yet; you need money for product and the first customers.
Selling through Stripe or Shopify
Revenue flows through a payment platform you already use.
How it works
Compare
Enter your amount, revenue and goal. Every option is priced on the same basis — fees, warrants and dilution included — and scored on cost, speed, ownership and flexibility.
Shortlist
See who you actually qualify for, side by side. Filter by funding type, region or speed, and compare up to four providers at once.
Get introduced
Ask for a warm introduction to the best fits instead of cold-applying to ten lenders. Free for founders.
18 ways to fund a B2B company
From cheapest-and-slowest to fastest-and-priciest. Each guide explains how it works, what it really costs and who offers it.
Your customers' financing
Non-dilutive debt & advances
Revenue-based financing
Get an advance against future recurring revenue; repay a fixed fee or a share of revenue.
SaaS term loans & credit facilities
A term loan or revolving line sized to your recurring revenue, usually with covenants.
Venture debt
A term loan to VC-backed companies, sized off your last equity round.
Venture banks
Bank term loans and revolving lines for VC-backed companies that bank with them.
SBA & small-business bank loans
Government-guaranteed bank loans with long terms and fixed monthly payments.
Traditional bank loans & lines
Business lines of credit and term loans from national banks, community banks, and credit unions, priced off the Prime rate.
Online lines of credit & term loans
Fast, algorithmic small-business credit lines and short term loans.
Invoice factoring & AR financing
Sell or borrow against unpaid invoices; the funder is repaid when your customer pays.
Embedded & processor capital
Payment platforms advance cash against your sales and take a cut of each payout.
Capital marketplaces
One application routed to many lenders; you pick from the offers.
Corporate cards (spend float)
Charge cards give 30–60 days of float on spend before the statement is due.
Customer-funded
Equity (sell ownership)
Business loans, cash, and lender alternatives
For people searching for a loan, cash for the business, or a named lender.
Popular comparisons
Head-to-head on pricing, speed, eligibility and what you give up.
For founders who want more
Funding readiness report
A lender-ready package built from your numbers: which lenders are likely to say yes and at roughly what cost, how you compare with similar companies, and the term-sheet red flags to watch for.
Why this is free
Founders never pay. When you ask to be introduced and a provider works with us, they may pay us a referral fee. That never changes the ranking — every provider is scored the same way, whether or not they pay.
See your real cost of capital
Rank all 84 options for your numbers in under a minute.
All providers, A–Z
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.