Key differences
- Approved members can compare the estimated rates as of today side by side.
- Western Technology Investment is usually faster to fund (about 4 weeks vs about 6 weeks).
Side by side
| Horizon Technology Finance | Western Technology Investment | |
|---|---|---|
| Product | Venture debt | Venture debt |
| Funding type | Venture debt | Venture debt |
| Estimated rate as of today | Rates shown to approved members | Rates shown to approved members |
| Pricing source | Estimated as of today | Estimated as of today |
| Time to cash | About 6 weeks | About 4 weeks |
| Typical size | About 30% of your last equity round | About 30% of your last equity round |
| Term | 24–48 months | 24–48 months |
| Requirements | Minimum raise $1M · Institutional VC backing | Minimum raise $1M · Institutional VC backing |
| Regions | US | US |
| What they underwrite | Your company & investors | Your company & investors |
| Collateral | All company assets | All company assets |
| How you repay | Interest-only then amortize | Interest-only then amortize |
| Dilution | Small (warrants) | Small (warrants) |
Horizon Technology Finance
Venture lending to tech and life-science companies.
Western Technology Investment
Long-running venture lender to early and growth-stage startups.
Horizon Technology Finance vs Western Technology Investment FAQ
What is the difference between Horizon Technology Finance and Western Technology Investment?
Approved members can compare the estimated rates as of today side by side. Western Technology Investment is usually faster to fund (about 4 weeks vs about 6 weeks).
Which is faster, Horizon Technology Finance or Western Technology Investment?
Western Technology Investment usually funds in about 4 weeks; Horizon Technology Finance takes about 6 weeks.
Which is cheaper for you?
The answer depends on your amount, term and revenue. The calculator prices both on the same basis — fees, warrants and dilution included.
Related comparisons
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.