Key differences
- They price differently, so compare the effective annual cost for your numbers in the calculator.
Side by side
| Lighter Capital | Bigfoot Capital | |
|---|---|---|
| Product | Revenue-based financing | Term loan + RBF |
| Funding type | Revenue-based financing | Revenue-based financing |
| Estimated rate as of today | Rates shown to approved members | Rates shown to approved members |
| Pricing source | Estimated as of today | Estimated as of today |
| Time to cash | About 3 weeks | About 3 weeks |
| Typical size | Up to about 33% of ARR | Up to about 40% of ARR |
| Term | 36–60 months | 12–48 months |
| Requirements | $500K+ ARR | $500K+ ARR |
| Regions | US | US |
| What they underwrite | Your recurring revenue | Your recurring revenue |
| Collateral | Future revenue | Future revenue |
| How you repay | % of revenue | Fixed monthly |
| Dilution | None | None |
Lighter Capital
Repay 1.3–1.5x the amount via a share of monthly revenue; ~3–4 weeks to fund.
Bigfoot Capital
SaaS lender for early-revenue companies; term loans and revenue-based structures.
Lighter Capital vs Bigfoot Capital FAQ
What is the difference between Lighter Capital and Bigfoot Capital?
They price differently, so compare the effective annual cost for your numbers in the calculator.
Which is cheaper for you?
The answer depends on your amount, term and revenue. The calculator prices both on the same basis — fees, warrants and dilution included.
Related comparisons
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.