Key differences
- They price differently, so compare the effective annual cost for your numbers in the calculator.
- Regions: R&D tax credit covers US; EIC Accelerator covers EU.
Side by side
| R&D tax credit | EIC Accelerator | |
|---|---|---|
| Product | Payroll tax offset | EU grant + optional equity |
| Funding type | Grants & tax credits | Grants & tax credits |
| Estimated rate as of today | No cost — non-repayable | No cost — non-repayable |
| Pricing source | Estimated as of today | Estimated as of today |
| Time to cash | About 6 months | About 6 months |
| Typical size | Up to $500K | Up to $2.7M |
| Term | — | — |
| Requirements | Needs qualifying R&D spend | No hard minimums listed |
| Regions | US | EU |
| What they underwrite | Your R&D proposal | Your R&D proposal |
| Collateral | None | None |
| How you repay | Never (grant) | Never (grant) |
| Dilution | None | None |
R&D tax credit
Startups under $5M receipts can offset up to $500K/yr of payroll tax.
EIC Accelerator
Grant up to €2.5M, with optional EIC Fund equity on top.
R&D tax credit vs EIC Accelerator FAQ
What is the difference between R&D tax credit and EIC Accelerator?
They price differently, so compare the effective annual cost for your numbers in the calculator. Regions: R&D tax credit covers US; EIC Accelerator covers EU.
Which is cheaper for you?
The answer depends on your amount, term and revenue. The calculator prices both on the same basis — fees, warrants and dilution included.
Related comparisons
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