Funding guide › Comparisons › TreviPay vs Billie

TreviPay vs Billie

Enterprise trade credit vs Invoice pay-later: estimated rate as of today, time to cash, eligibility and what you give up — side by side.

Key differences

  • Billie is usually faster to fund (about 1 day vs about 3 days).
  • Regions: TreviPay covers US, UK, EU; Billie covers EU, UK.

Side by side

TreviPayBillie
ProductEnterprise trade creditInvoice pay-later
Funding typeNet terms & trade creditNet terms & trade credit
Estimated rate as of todayRates shown to approved membersRates shown to approved members
Pricing sourceEstimated as of todayEstimated as of today
Time to cashAbout 3 daysAbout 1 day
Typical sizeUp to $1MUp to $1M
Term1–4 months1–4 months
RequirementsNo hard minimums listedNo hard minimums listed
RegionsUS · UK · EUEU · UK
What they underwriteYour buyersYour buyers
CollateralCustomer invoiceCustomer invoice
How you repayBuyer repays lenderBuyer repays lender
DilutionNoneNone

TreviPay

Managed trade-credit programs for enterprise B2B sellers; non-recourse.

Billie

Live in the UK and 11 European markets, including via Adyen.

TreviPay vs Billie FAQ

What is the difference between TreviPay and Billie?

Billie is usually faster to fund (about 1 day vs about 3 days). Regions: TreviPay covers US, UK, EU; Billie covers EU, UK.

Which is faster, TreviPay or Billie?

Billie usually funds in about 1 day; TreviPay takes about 3 days.

Which is cheaper for you?

The answer depends on your amount, term and revenue. The calculator prices both on the same basis — fees, warrants and dilution included.

Related comparisons

Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.