Key facts
| Product | Business lines of credit & term loans |
| Funding type | Traditional bank loans & lines |
| Estimated rate as of today | Rates shown to approved members |
| Pricing source | Estimated as of today |
| Time to cash | About 4 weeks |
| Typical size | Varies |
| Term | 12–84 months |
| Requirements | Existing revenue · Personal guarantee · Usually 2+ years in business and profitable |
| Regions | US |
| What they underwrite | Your profits, history & collateral |
| Collateral | Business assets + personal guarantee |
| How you repay | Fixed monthly or revolving |
| Dilution | None |
The estimated rate for Chase, as of today, is shown to approved members. Sign in to see it.
Chase pros and cons
- Non-dilutive: no equity or warrants
- No revenue minimum listed
- Pricing isn't public
- Requires a personal guarantee
- US only
Established, profitable businesses with a few years of financials that want cheap, flexible credit.
Usually needs 2+ years in business, profits, collateral, and a personal guarantee. Few startups qualify early.
Chase alternatives
Other traditional bank loans & lines providers, fastest first.
| Provider | Estimated as of today | Time to cash | Requirements | |
|---|---|---|---|---|
| Wells Fargo Small-business lines & term loans |
Rates shown to approved members | About 4 weeks | Existing revenue · Personal guarantee · Usually 2+ years in business and profitable | Compare → |
| Bank of America Small-business credit lines & loans |
Rates shown to approved members | About 4 weeks | Existing revenue · Personal guarantee · Usually 2+ years in business and profitable | Compare → |
| U.S. Bank Small-business loans & lines |
Rates shown to approved members | About 4 weeks | Existing revenue · Personal guarantee · Usually 2+ years in business and profitable | Compare → |
| Credit unions & community banks Local business loans & lines |
Rates shown to approved members | About 6 weeks | Existing revenue · Personal guarantee · Usually 2+ years in business and profitable | Compare → |
Compare Chase
Chase FAQ
How much does Chase cost?
The estimated rate for Chase, as of today, is shared with approved B2B Agent members. Your actual cost depends on your business and Chase's underwriting.
How fast does Chase fund?
About 4 weeks from application to cash, based on typical timelines.
What are Chase's requirements?
Existing revenue, personal guarantee, usually 2+ years in business and profitable. Available in US.
Does Chase require a personal guarantee?
Yes. Chase asks for a personal guarantee.
What are the best alternatives to Chase?
Other traditional bank loans & lines providers include Wells Fargo (about 4 weeks); Bank of America (about 4 weeks); U.S. Bank (about 4 weeks). Compare all 5 side by side on B2B Agent.
Work at Chase?
Show customers that you're listed. This badge links back to your independent profile. Awards are recalculated whenever listings change: see the 2026 winners and rules.
Something out of date? Update this listing and we'll review it within two business days.
Is Chase your best option?
Price Chase against all 84 options for your amount, revenue and timeline — then ask for an introduction to the best fits.
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.