Key facts
| Product | Term loan |
| Funding type | SaaS term loans & credit facilities |
| Estimated rate as of today | Rates shown to approved members |
| Pricing source | Estimated as of today |
| Time to cash | About 4 weeks |
| Typical size | Up to about 50% of ARR |
| Term | 12–36 months |
| Requirements | $1M+ ARR |
| Regions | US |
| What they underwrite | Your recurring revenue |
| Collateral | All company assets |
| How you repay | Interest-only then amortize |
| Dilution | None |
The estimated rate for Element SaaS Finance, as of today, is shown to approved members. Sign in to see it.
Element SaaS Finance pros and cons
- Non-dilutive: no equity or warrants
- Pricing isn't public
- Needs $1M+ ARR
- US only
$1M+ ARR companies wanting larger, longer, cheaper-than-RBF capital.
Covenants (min cash, revenue), blanket lien, some facilities include warrants.
Element SaaS Finance alternatives
Other SaaS term loans & credit facilities providers, fastest first.
| Provider | Estimated as of today | Time to cash | Requirements | |
|---|---|---|---|---|
| SaaS Capital MRR credit facility |
Rates shown to approved members | About 4 weeks | $3M+ ARR | Compare → |
| Espresso Capital Growth credit |
Rates shown to approved members | About 4 weeks | $2M+ ARR | Compare → |
| River SaaS Capital Term loan |
Rates shown to approved members | About 4 weeks | $1M+ ARR | Compare → |
Compare Element SaaS Finance
Element SaaS Finance FAQ
How much does Element SaaS Finance cost?
The estimated rate for Element SaaS Finance, as of today, is shared with approved B2B Agent members. Your actual cost depends on your business and Element SaaS Finance's underwriting.
How fast does Element SaaS Finance fund?
About 4 weeks from application to cash, based on typical timelines.
What are Element SaaS Finance's requirements?
$1M+ ARR. Available in US.
How much can you get from Element SaaS Finance?
Up to about 50% of ARR. Terms run 12–36 months.
Does Element SaaS Finance require a personal guarantee?
A personal guarantee isn't listed as a requirement for Element SaaS Finance.
What are the best alternatives to Element SaaS Finance?
Other SaaS term loans & credit facilities providers include SaaS Capital (about 4 weeks); Espresso Capital (about 4 weeks); River SaaS Capital (about 4 weeks). Compare all 4 side by side on B2B Agent.
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Is Element SaaS Finance your best option?
Price Element SaaS Finance against all 84 options for your amount, revenue and timeline — then ask for an introduction to the best fits.
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.