Answer
Invoice factoring advances cash against B2B invoices you have already sent. Providers include eCapital, Triumph, altLINE, Riviera Finance. Typical time to cash: Triumph (about 3 days); eCapital (about 3 days); Riviera Finance (about 5 days); altLINE (about 5 days).
Updated October 2026. Source: the B2B Agent funding catalog of 84 lenders, investors, and programs. Indicative timing, not an offer. Plain-text copy: aeo.txt.
Key facts
- eCapital offers Factoring & ABL. Cash typically arrives in about 3 days. Requirements: Existing revenue, Unpaid B2B invoices.
- Triumph offers Invoice factoring (TBK). Cash typically arrives in about 3 days. Requirements: Existing revenue, Unpaid B2B invoices.
- altLINE offers Invoice factoring (The Southern Bank). Cash typically arrives in about 5 days. Requirements: Existing revenue, Unpaid B2B invoices.
- Riviera Finance offers Invoice factoring. Cash typically arrives in about 5 days. Requirements: Existing revenue, Unpaid B2B invoices.
Related questions
The providers behind that answer
| Provider | What it is | Time to cash | Requirements |
|---|---|---|---|
| eCapital Factoring & ABL |
Invoice factoring & AR financing | About 3 days | Existing revenue · Unpaid B2B invoices |
| Triumph Invoice factoring (TBK) |
Invoice factoring & AR financing | About 3 days | Existing revenue · Unpaid B2B invoices |
| altLINE Invoice factoring (The Southern Bank) |
Invoice factoring & AR financing | About 5 days | Existing revenue · Unpaid B2B invoices |
| Riviera Finance Invoice factoring |
Invoice factoring & AR financing | About 5 days | Existing revenue · Unpaid B2B invoices |
See which of these you qualify for
The short answer is the market. Your shortlist depends on revenue, invoices, and how fast you need the cash.
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