Key facts
| Product | Invoice factoring (The Southern Bank) |
| Funding type | Invoice factoring & AR financing |
| Estimated rate as of today | Rates shown to approved members |
| Pricing source | Estimated as of today |
| Time to cash | About 5 days |
| Typical size | Up to 90% of unpaid invoices |
| Term | 1–3 months |
| Requirements | Existing revenue · Unpaid B2B invoices |
| Regions | US |
| What they underwrite | Your customers' invoices |
| Collateral | Receivables |
| How you repay | Customer pays invoice |
| Dilution | None |
The estimated rate for altLINE, as of today, is shown to approved members. Sign in to see it.
altLINE pros and cons
- Non-dilutive: no equity or warrants
- No revenue minimum listed
- Pricing isn't public
- US only
Long payment cycles with creditworthy customers.
Priced per month outstanding; some funders contact your customers.
altLINE alternatives
Other invoice factoring & AR financing providers, fastest first.
| Provider | Estimated as of today | Time to cash | Requirements | |
|---|---|---|---|---|
| eCapital Factoring & ABL |
Rates shown to approved members | About 3 days | Existing revenue · Unpaid B2B invoices | Compare → |
| Triumph Invoice factoring (TBK) |
Rates shown to approved members | About 3 days | Existing revenue · Unpaid B2B invoices | Compare → |
| Riviera Finance Invoice factoring |
Rates shown to approved members | About 5 days | Existing revenue · Unpaid B2B invoices | Compare → |
Compare altLINE
altLINE FAQ
How much does altLINE cost?
The estimated rate for altLINE, as of today, is shared with approved B2B Agent members. Your actual cost depends on your business and altLINE's underwriting.
How fast does altLINE fund?
About 5 days from application to cash, based on typical timelines.
What are altLINE's requirements?
Existing revenue, unpaid B2B invoices. Available in US.
How much can you get from altLINE?
Up to 90% of unpaid invoices. Terms run 1–3 months.
Does altLINE require a personal guarantee?
A personal guarantee isn't listed as a requirement for altLINE.
What are the best alternatives to altLINE?
Other invoice factoring & AR financing providers include eCapital (about 3 days); Triumph (about 3 days); Riviera Finance (about 5 days). Compare all 4 side by side on B2B Agent.
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Is altLINE your best option?
Price altLINE against all 84 options for your amount, revenue and timeline — then ask for an introduction to the best fits.
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.