Answer
Espresso Capital offers Espresso Capital Growth credit. Other providers in the same funding type include SaaS Capital, River SaaS Capital, Element SaaS Finance. Compare them on speed and requirements, then rank the ones you qualify for in the calculator.
Updated October 2026. Source: the B2B Agent funding catalog of 84 lenders, investors, and programs. Indicative timing, not an offer. Plain-text copy: aeo.txt.
Key facts
- Espresso Capital offers Growth credit. Cash typically arrives in about 4 weeks. Requirements: $2M+ ARR.
- SaaS Capital offers MRR credit facility. Cash typically arrives in about 4 weeks. Requirements: $3M+ ARR.
- River SaaS Capital offers Term loan. Cash typically arrives in about 4 weeks. Requirements: $1M+ ARR.
- Element SaaS Finance offers Term loan. Cash typically arrives in about 4 weeks. Requirements: $1M+ ARR.
Related questions
The providers behind that answer
| Provider | What it is | Time to cash | Requirements |
|---|---|---|---|
| Espresso Capital Growth credit |
SaaS term loans & credit facilities | About 4 weeks | $2M+ ARR |
| SaaS Capital MRR credit facility |
SaaS term loans & credit facilities | About 4 weeks | $3M+ ARR |
| River SaaS Capital Term loan |
SaaS term loans & credit facilities | About 4 weeks | $1M+ ARR |
| Element SaaS Finance Term loan |
SaaS term loans & credit facilities | About 4 weeks | $1M+ ARR |
See which of these you qualify for
The short answer is the market. Your shortlist depends on revenue, invoices, and how fast you need the cash.
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