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What are the best Ratio alternatives?

Answer

Ratio offers Ratio Ratio Boost. Other providers in the same funding type include Gynger, Slope, Mondu, Kriya, iwocaPay. Compare them on speed and requirements, then rank the ones you qualify for in the calculator.

Updated October 2026. Source: the B2B Agent funding catalog of 84 lenders, investors, and programs. Indicative timing, not an offer. Plain-text copy: aeo.txt.

Key facts

Full comparison: Ratio alternatives →

Related questions

The providers behind that answer

ProviderWhat it isTime to cashRequirements
Ratio
Ratio Boost
B2B BNPL & buyer financing About 2 days No hard minimums listed
Gynger
Gynger Pay
B2B BNPL & buyer financing About 1 day No hard minimums listed
Slope
Net terms & embedded capital
B2B BNPL & buyer financing About 1 day No hard minimums listed
Mondu
Net terms & instalments
B2B BNPL & buyer financing About 1 day No hard minimums listed
Kriya
Pay later (Allica Bank)
B2B BNPL & buyer financing About 1 day No hard minimums listed
iwocaPay
Pay later for trade
B2B BNPL & buyer financing About 1 day No hard minimums listed
Capchase
Capchase Pay (incl. Vartana)
B2B BNPL & buyer financing About 3 days No hard minimums listed

See which of these you qualify for

The short answer is the market. Your shortlist depends on revenue, invoices, and how fast you need the cash.

Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.