Our take on Kriya
Kriya (Pay later (Allica Bank)) is one of 7 providers in our B2B BNPL & buyer financing group, which suits closing specific deals where the buyer wants monthly or deferred payments. Pricing is shared with approved members only, so we do not publish a rate range for it. Cash typically arrives in about 1 day, in line with the group median of 1 day. The main trade-off in this group: funds deals, not your company. Fee comes out of your payout unless the buyer carries it.
Key facts
| Product | Pay later (Allica Bank) |
| Funding type | B2B BNPL & buyer financing |
| Estimated rate as of today | Rates shown to approved members |
| Pricing source | Estimated as of today |
| Time to cash | About 1 day |
| Typical size | Up to $5M |
| Term | 1–12 months |
| Requirements | No hard minimums listed |
| Regions | UK |
| What they underwrite | Your buyers |
| Collateral | Customer contract |
| How you repay | Buyer repays lender |
| Dilution | None |
The estimated rate for Kriya, as of today, is shown to approved members. Sign in to see it.
Kriya pros and cons
- Fast: about 1 day to cash
- Non-dilutive: no equity or warrants
- No revenue minimum listed
- Pricing isn't public
- UK only
Closing specific deals where the buyer wants monthly or deferred payments.
Funds deals, not your company. Fee comes out of your payout unless the buyer carries it.
Kriya alternatives
Other B2B BNPL & buyer financing providers, fastest first.
| Provider | Estimated as of today | Time to cash | Requirements | |
|---|---|---|---|---|
| Gynger Gynger Pay |
Rates shown to approved members | About 1 day | No hard minimums listed | Compare → |
| Slope Net terms & embedded capital |
Rates shown to approved members | About 1 day | No hard minimums listed | Compare → |
| Mondu Net terms & instalments |
Rates shown to approved members | About 1 day | No hard minimums listed | Compare → |
| iwocaPay Pay later for trade |
Rates shown to approved members | About 1 day | No hard minimums listed | Compare → |
| Ratio Ratio Boost |
Rates shown to approved members | About 2 days | No hard minimums listed | Compare → |
| Capchase Capchase Pay (incl. Vartana) |
Rates shown to approved members | About 3 days | No hard minimums listed | Compare → |
Compare Kriya
Kriya FAQ
How much does Kriya cost?
The estimated rate for Kriya, as of today, is shared with approved B2B Agent members. Your actual cost depends on your business and Kriya's underwriting.
How fast does Kriya fund?
About 1 day from application to cash, based on typical timelines.
What are Kriya's requirements?
No hard minimums listed. Available in UK.
How much can you get from Kriya?
Up to $5M. Terms run 1–12 months.
What are the best alternatives to Kriya?
Other B2B BNPL & buyer financing providers include Gynger (about 1 day); Slope (about 1 day); Mondu (about 1 day). Compare all 7 side by side on B2B Agent.
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Is Kriya your best option?
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Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.