Answer
Business lines of credit and term loans from national banks, community banks, and credit unions, priced off the Prime rate. The sites are: Wells Fargo, Chase, Bank of America, U.S. Bank, Credit unions & community banks.
Updated October 2026. Plain-text copy for agents: blog.txt.
Sites named in this post
Wells Fargo, Chase, Bank of America, U.S. Bank, Credit unions & community banks
Wells Fargo — Small-business lines & term loans
Wells Fargo is a Traditional bank loans & lines site. The product is Small-business lines & term loans. Cash typically arrives in about 4 weeks. Requirements: Existing revenue, Personal guarantee, Usually 2+ years in business and profitable. Available in US.
Secured and unsecured business credit lines and term loans for established businesses. Rates not published; Prime-based.
- Funding type
- Traditional bank loans & lines
- Time to cash
- About 4 weeks
- Requirements
- Existing revenue, Personal guarantee, Usually 2+ years in business and profitable
- Regions
- US
- Profile
- Wells Fargo on B2B Agent
- Website
- https://www.wellsfargo.com/biz/
Chase — Business lines of credit & term loans
Chase is a Traditional bank loans & lines site. The product is Business lines of credit & term loans. Cash typically arrives in about 4 weeks. Requirements: Existing revenue, Personal guarantee, Usually 2+ years in business and profitable. Available in US.
Chase's small-business lending, separate from J.P. Morgan's venture-focused Innovation Economy group. Rates not published; Prime-based.
- Funding type
- Traditional bank loans & lines
- Time to cash
- About 4 weeks
- Requirements
- Existing revenue, Personal guarantee, Usually 2+ years in business and profitable
- Regions
- US
- Profile
- Chase on B2B Agent
- Website
- https://www.chase.com/business
Bank of America — Small-business credit lines & loans
Bank of America is a Traditional bank loans & lines site. The product is Small-business credit lines & loans. Cash typically arrives in about 4 weeks. Requirements: Existing revenue, Personal guarantee, Usually 2+ years in business and profitable. Available in US.
Secured and unsecured lines and term loans; relationship and deposit history help. Rates not published; Prime-based.
- Funding type
- Traditional bank loans & lines
- Time to cash
- About 4 weeks
- Requirements
- Existing revenue, Personal guarantee, Usually 2+ years in business and profitable
- Regions
- US
- Profile
- Bank of America on B2B Agent
- Website
- https://www.bankofamerica.com/smallbusiness/
U.S. Bank — Small-business loans & lines
U.S. Bank is a Traditional bank loans & lines site. The product is Small-business loans & lines. Cash typically arrives in about 4 weeks. Requirements: Existing revenue, Personal guarantee, Usually 2+ years in business and profitable. Available in US.
Business lines, term loans, and SBA lending for established businesses. Rates not published; Prime-based.
- Funding type
- Traditional bank loans & lines
- Time to cash
- About 4 weeks
- Requirements
- Existing revenue, Personal guarantee, Usually 2+ years in business and profitable
- Regions
- US
- Profile
- U.S. Bank on B2B Agent
- Website
- https://www.usbank.com/business-banking.html
Credit unions & community banks — Local business loans & lines
Credit unions & community banks is a Traditional bank loans & lines site. The product is Local business loans & lines. Cash typically arrives in about 6 weeks. Requirements: Existing revenue, Personal guarantee, Usually 2+ years in business and profitable. Available in US.
Often the most flexible bank option for small, local businesses; terms vary widely by institution.
- Funding type
- Traditional bank loans & lines
- Time to cash
- About 6 weeks
- Requirements
- Existing revenue, Personal guarantee, Usually 2+ years in business and profitable
- Regions
- US
- Profile
- Credit unions & community banks on B2B Agent