Answer
Charge cards give 30–60 days of float on spend before the statement is due. The sites are: Brex, Ramp, American Express.
Updated October 2026. Plain-text copy for agents: blog.txt.
Sites named in this post
Brex, Ramp, American Express
Brex — Corporate card
Brex is a Corporate cards (spend float) site. The product is Corporate card. Cash typically arrives in about 3 days. Requirements: No hard minimums listed. Available in US, Global.
Charge card; limits based on cash balance and spend. Pay in full monthly.
- Funding type
- Corporate cards (spend float)
- Time to cash
- About 3 days
- Requirements
- No hard minimums listed
- Regions
- US, Global
- Profile
- Brex on B2B Agent
- Website
- https://www.brex.com
Ramp — Corporate card
Ramp is a Corporate cards (spend float) site. The product is Corporate card. Cash typically arrives in about 3 days. Requirements: No hard minimums listed. Available in US.
Charge card with spend controls; pay in full.
- Funding type
- Corporate cards (spend float)
- Time to cash
- About 3 days
- Requirements
- No hard minimums listed
- Regions
- US
- Profile
- Ramp on B2B Agent
- Website
- https://ramp.com
American Express — Business cards
American Express is a Corporate cards (spend float) site. The product is Business cards. Cash typically arrives in about 1 week. Requirements: Personal guarantee. Available in US, UK, EU.
Charge and credit cards; pay-over-time features carry credit-card APRs.
- Funding type
- Corporate cards (spend float)
- Time to cash
- About 1 week
- Requirements
- Personal guarantee
- Regions
- US, UK, EU
- Profile
- American Express on B2B Agent
- Website
- https://www.americanexpress.com