Key facts
| Product | Corporate card |
| Funding type | Corporate cards (spend float) |
| Estimated rate as of today | Interest-free for 1 month, then pay in full |
| Pricing source | Estimated as of today |
| Time to cash | About 3 days |
| Typical size | Up to $250K |
| Term | 1–2 months |
| Requirements | No hard minimums listed |
| Regions | US |
| What they underwrite | Your cash balance |
| Collateral | Cash balance |
| How you repay | Monthly statement |
| Dilution | None |
Ramp pros and cons
- Fast: about 3 days to cash
- Publishes its pricing
- Non-dilutive: no equity or warrants
- No revenue minimum listed
- US only
Smoothing vendor and ad spend; free if paid in full.
Not cash in the bank. Limits follow your cash balance.
Ramp alternatives
Other corporate cards (spend float) providers, fastest first. All Ramp alternatives.
| Provider | Estimated as of today | Time to cash | Requirements | |
|---|---|---|---|---|
| Brex Corporate card |
Interest-free for 1 month, then pay in full | About 3 days | No hard minimums listed | Compare → |
| American Express Business cards |
Rates shown to approved members | About 1 week | Personal guarantee | Compare → |
Compare Ramp
Ramp FAQ
How much does Ramp cost?
Estimated rate for Ramp's corporate card as of today: Interest-free for 1 month, then pay in full. This is an estimate as of today, not the lender's quoted interest rate. Your actual cost depends on your business and Ramp's underwriting.
How fast does Ramp fund?
About 3 days from application to cash, based on typical timelines.
What are Ramp's requirements?
No hard minimums listed. Available in US.
How much can you get from Ramp?
Up to $250K. Terms run 1–2 months.
Does Ramp require a personal guarantee?
A personal guarantee isn't listed as a requirement for Ramp.
What are the best alternatives to Ramp?
Other corporate cards (spend float) providers include Brex (Interest-free for 1 month, then pay in full, about 3 days); American Express (about 1 week). Compare all 3 side by side on B2B Agent.
Ramp won 1 B2B Agent Award in 2026
Awards are rule-based: a provider wins only if it beats every other provider of its funding type on the published data, and ties award nobody. See how winners are chosen. Work at Ramp? Copy the code below to show your award on your website.
Something out of date? Update this listing and we'll review it within two business days.
Is Ramp your best option?
Price Ramp against all 84 options for your amount, revenue and timeline — then ask for an introduction to the best fits.
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.