Funding guide › Comparisons › altLINE vs Riviera Finance

altLINE vs Riviera Finance

Invoice factoring (The Southern Bank) vs Invoice factoring: estimated rate as of today, time to cash, eligibility and what you give up — side by side.

Key differences

  • On our data, altLINE and Riviera Finance list similar pricing, speed and requirements. Ask both for an offer and compare the actual terms you're quoted.

Side by side

altLINERiviera Finance
ProductInvoice factoring (The Southern Bank)Invoice factoring
Funding typeInvoice factoring & AR financingInvoice factoring & AR financing
Estimated rate as of todayRates shown to approved membersRates shown to approved members
Pricing sourceEstimated as of todayEstimated as of today
Time to cashAbout 5 daysAbout 5 days
Typical sizeUp to 90% of unpaid invoicesUp to 90% of unpaid invoices
Term1–3 months1–3 months
RequirementsExisting revenue · Unpaid B2B invoicesExisting revenue · Unpaid B2B invoices
RegionsUSUS
What they underwriteYour customers' invoicesYour customers' invoices
CollateralReceivablesReceivables
How you repayCustomer pays invoiceCustomer pays invoice
DilutionNoneNone

Riviera Finance

Non-recourse factoring for B2B invoices.

altLINE vs Riviera Finance FAQ

What is the difference between altLINE and Riviera Finance?

Which is cheaper for you?

The answer depends on your amount, term and revenue. The calculator prices both on the same basis — fees, warrants and dilution included.

Related comparisons

Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.