Key differences
- Bigfoot Capital is usually faster to fund (about 3 weeks vs about 4 weeks).
- Bigfoot Capital is open to smaller companies ($500K+ ARR vs $3M+).
- Flow Capital involves dilution (small (warrants)).
Side by side
| Bigfoot Capital | Flow Capital | |
|---|---|---|
| Product | Term loan + RBF | Growth debt (no VC needed) |
| Funding type | Revenue-based financing | Revenue-based financing |
| Estimated rate as of today | Rates shown to approved members | Rates shown to approved members |
| Pricing source | Estimated as of today | Estimated as of today |
| Time to cash | About 3 weeks | About 4 weeks |
| Typical size | Up to about 40% of ARR | Up to about 40% of ARR |
| Term | 12–48 months | 24–60 months |
| Requirements | $500K+ ARR | $3M+ ARR |
| Regions | US | US |
| What they underwrite | Your recurring revenue | Your recurring revenue |
| Collateral | Future revenue | Future revenue |
| How you repay | Fixed monthly | Fixed monthly |
| Dilution | None | Small (warrants) |
Bigfoot Capital
SaaS lender for early-revenue companies; term loans and revenue-based structures.
Flow Capital
Founder-friendly venture debt alternative for companies without institutional VCs.
Bigfoot Capital vs Flow Capital FAQ
What is the difference between Bigfoot Capital and Flow Capital?
Bigfoot Capital is usually faster to fund (about 3 weeks vs about 4 weeks). Bigfoot Capital is open to smaller companies ($500K+ ARR vs $3M+). Flow Capital involves dilution (small (warrants)).
Which is faster, Bigfoot Capital or Flow Capital?
Bigfoot Capital usually funds in about 3 weeks; Flow Capital takes about 4 weeks.
Which is cheaper for you?
The answer depends on your amount, term and revenue. The calculator prices both on the same basis — fees, warrants and dilution included.
Related comparisons
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