Key differences
- They price differently, so compare the effective annual cost for your numbers in the calculator.
- Regions: Brex covers US, Global; Ramp covers US.
Side by side
| Brex | Ramp | |
|---|---|---|
| Product | Corporate card | Corporate card |
| Funding type | Corporate cards (spend float) | Corporate cards (spend float) |
| Estimated rate as of today | Interest-free for 1 month, then pay in full | Interest-free for 1 month, then pay in full |
| Pricing source | Estimated as of today | Estimated as of today |
| Time to cash | About 3 days | About 3 days |
| Typical size | Up to $250K | Up to $250K |
| Term | 1–2 months | 1–2 months |
| Requirements | No hard minimums listed | No hard minimums listed |
| Regions | US · Global | US |
| What they underwrite | Your cash balance | Your cash balance |
| Collateral | Cash balance | Cash balance |
| How you repay | Monthly statement | Monthly statement |
| Dilution | None | None |
Brex
Charge card; limits based on cash balance and spend. Pay in full monthly.
Brex vs Ramp FAQ
What is the difference between Brex and Ramp?
They price differently, so compare the effective annual cost for your numbers in the calculator. Regions: Brex covers US, Global; Ramp covers US.
Which is cheaper for you?
The answer depends on your amount, term and revenue. The calculator prices both on the same basis — fees, warrants and dilution included.
Related comparisons
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.