Funding guide › Comparisons › Capchase vs Founderpath

Capchase vs Founderpath

Capchase Grow vs Revenue purchase / term loan: estimated rate as of today, time to cash, eligibility and what you give up — side by side.

Key differences

  • Approved members can compare the estimated rates as of today side by side.
  • Founderpath is usually faster to fund (about 1 day vs about 3 days).
  • Founderpath is open to smaller companies ($120K+ ARR vs $1M+).
  • Regions: Capchase covers US, EU; Founderpath covers US, Global.

Side by side

CapchaseFounderpath
ProductCapchase GrowRevenue purchase / term loan
Funding typeRevenue-based financingRevenue-based financing
Estimated rate as of todayRates shown to approved membersRates shown to approved members
Pricing sourceEstimated as of todayEstimated as of today
Time to cashAbout 3 daysAbout 1 day
Typical sizeUp to about 50% of ARRUp to about 33% of ARR
Term3–24 months6–48 months
Requirements$1M+ ARR$120K+ ARR
RegionsUS · EUUS · Global
What they underwriteYour recurring revenueYour recurring revenue
CollateralFuture revenueFuture revenue
How you repayFixed monthlyFixed monthly
DilutionNoneNone

Capchase

Sources differ on minimum ARR; runway covenant reported.

Founderpath

Up to ~4x MRR, no personal guarantee.

Capchase vs Founderpath FAQ

What is the difference between Capchase and Founderpath?

Approved members can compare the estimated rates as of today side by side. Founderpath is usually faster to fund (about 1 day vs about 3 days). Founderpath is open to smaller companies ($120K+ ARR vs $1M+). Regions: Capchase covers US, EU; Founderpath covers US, Global.

Which is faster, Capchase or Founderpath?

Founderpath usually funds in about 1 day; Capchase takes about 3 days.

Which is cheaper for you?

The answer depends on your amount, term and revenue. The calculator prices both on the same basis — fees, warrants and dilution included.

Related comparisons

Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.