Our take on Capchase
Capchase (Capchase Grow) is one of 9 providers in our Revenue-based financing group, which suits recurring-revenue companies that want growth capital without dilution. Pricing is shared with approved members only, so we do not publish a rate range for it. Cash typically arrives in about 3 days, faster than the group median of 21 days. You generally need $1M or more in ARR. If that matters more, compare: Founderpath is quicker at about 1 day.
Key facts
| Product | Capchase Grow |
| Funding type | Revenue-based financing |
| Estimated rate as of today | Rates shown to approved members |
| Pricing source | Estimated as of today |
| Time to cash | About 3 days |
| Typical size | Up to about 50% of ARR |
| Term | 3–24 months |
| Requirements | $1M+ ARR |
| Regions | US · EU |
| What they underwrite | Your recurring revenue |
| Collateral | Future revenue |
| How you repay | Fixed monthly |
| Dilution | None |
The estimated rate for Capchase, as of today, is shown to approved members. Sign in to see it.
Capchase pros and cons
- Fast: about 3 days to cash
- Non-dilutive: no equity or warrants
- Needs $1M+ ARR
Recurring-revenue companies that want growth capital without dilution.
Needs predictable revenue. Short terms raise the effective annual rate.
Capchase alternatives
Other revenue-based financing providers, fastest first. All Capchase alternatives.
| Provider | Estimated as of today | Time to cash | Requirements | |
|---|---|---|---|---|
| Founderpath Revenue purchase / term loan |
Rates shown to approved members | About 1 day | $120K+ ARR | Compare → |
| Efficient Capital Labs Cross-border advance |
Rates shown to approved members | About 3 days | Existing revenue | Compare → |
| Clearco Invoice & cash advance |
Rates shown to approved members | About 3 days | $120K+ ARR | Compare → |
| Lighter Capital Revenue-based financing |
Rates shown to approved members | About 3 weeks | $500K+ ARR | Compare → |
| Bigfoot Capital Term loan + RBF |
Rates shown to approved members | About 3 weeks | $500K+ ARR | Compare → |
| Flow Capital Growth debt (no VC needed) |
Rates shown to approved members | About 4 weeks | $3M+ ARR | Compare → |
Compare Capchase
Capchase FAQ
How much does Capchase cost?
The estimated rate for Capchase, as of today, is shared with approved B2B Agent members. Your actual cost depends on your business and Capchase's underwriting.
How fast does Capchase fund?
About 3 days from application to cash, based on typical timelines.
What are Capchase's requirements?
$1M+ ARR. Available in US, EU.
How much can you get from Capchase?
Up to about 50% of ARR. Terms run 3–24 months.
Does Capchase require a personal guarantee?
A personal guarantee isn't listed as a requirement for Capchase.
What are the best alternatives to Capchase?
Other revenue-based financing providers include Founderpath (about 1 day); Efficient Capital Labs (about 3 days); Clearco (about 3 days). Compare all 9 side by side on B2B Agent.
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Is Capchase your best option?
Price Capchase against all 84 options for your amount, revenue and timeline — then ask for an introduction to the best fits.
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.