Key differences
- Regions: Mondu covers EU, UK; Kriya covers UK.
Side by side
| Mondu | Kriya | |
|---|---|---|
| Product | Net terms & instalments | Pay later (Allica Bank) |
| Funding type | B2B BNPL & buyer financing | B2B BNPL & buyer financing |
| Estimated rate as of today | Rates shown to approved members | Rates shown to approved members |
| Pricing source | Estimated as of today | Estimated as of today |
| Time to cash | About 1 day | About 1 day |
| Typical size | Up to $1.1M | Up to $5M |
| Term | 1–12 months | 1–12 months |
| Requirements | No hard minimums listed | No hard minimums listed |
| Regions | EU · UK | UK |
| What they underwrite | Your buyers | Your buyers |
| Collateral | Customer contract | Customer contract |
| How you repay | Buyer repays lender | Buyer repays lender |
| Dilution | None | None |
Mondu
Real-time approvals up to about €1M per buyer; EMI-licensed across the EEA.
Mondu vs Kriya FAQ
What is the difference between Mondu and Kriya?
Regions: Mondu covers EU, UK; Kriya covers UK.
Which is cheaper for you?
The answer depends on your amount, term and revenue. The calculator prices both on the same basis — fees, warrants and dilution included.
Related comparisons
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.