Key facts
| Product | Venture banking (formerly PacWest) |
| Funding type | Venture banks |
| Estimated rate as of today | Rates shown to approved members |
| Pricing source | Estimated as of today |
| Time to cash | About 6 weeks |
| Typical size | About 25% of your last equity round |
| Term | 12–48 months |
| Requirements | Institutional VC backing |
| Regions | US |
| What they underwrite | Your company & investors |
| Collateral | All company assets |
| How you repay | Interest-only then amortize |
| Dilution | Small (warrants) |
The estimated rate for Banc of California, as of today, is shown to approved members. Sign in to see it.
Banc of California pros and cons
- None stand out on our data
- Slow: about 6 weeks to cash
- Pricing isn't public
- Takes warrants (small dilution)
- Requires institutional VC backing
- US only
The cheapest debt if you are VC-backed and will keep deposits there.
Usually requires moving operating accounts; small warrant package; covenants.
Banc of California alternatives
Other venture banks providers, fastest first.
| Provider | Estimated as of today | Time to cash | Requirements | |
|---|---|---|---|---|
| First Citizens (SVB) Venture banking |
Rates shown to approved members | About 6 weeks | Institutional VC backing | Compare → |
| HSBC Innovation Banking Venture banking |
Rates shown to approved members | About 6 weeks | Institutional VC backing | Compare → |
| Bridge Bank Technology banking (Western Alliance) |
Rates shown to approved members | About 6 weeks | Institutional VC backing | Compare → |
| Stifel Venture Banking Venture banking |
Rates shown to approved members | About 6 weeks | Institutional VC backing | Compare → |
| J.P. Morgan Innovation Economy banking |
Rates shown to approved members | About 2 months | Institutional VC backing | Compare → |
Compare Banc of California
Banc of California FAQ
How much does Banc of California cost?
The estimated rate for Banc of California, as of today, is shared with approved B2B Agent members. Your actual cost depends on your business and Banc of California's underwriting.
How fast does Banc of California fund?
About 6 weeks from application to cash, based on typical timelines.
What are Banc of California's requirements?
Institutional VC backing. Available in US.
How much can you get from Banc of California?
About 25% of your last equity round. Terms run 12–48 months.
Does Banc of California require a personal guarantee?
A personal guarantee isn't listed as a requirement for Banc of California.
What are the best alternatives to Banc of California?
Other venture banks providers include First Citizens (SVB) (about 6 weeks); HSBC Innovation Banking (about 6 weeks); Bridge Bank (about 6 weeks). Compare all 6 side by side on B2B Agent.
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