Key facts
| Product | Venture banking |
| Funding type | Venture banks |
| Estimated rate as of today | Rates shown to approved members |
| Pricing source | Estimated as of today |
| Time to cash | About 6 weeks |
| Typical size | About 25% of your last equity round |
| Term | 12–48 months |
| Requirements | Institutional VC backing |
| Regions | US · UK |
| What they underwrite | Your company & investors |
| Collateral | All company assets |
| How you repay | Interest-only then amortize |
| Dilution | Small (warrants) |
The estimated rate for First Citizens (SVB), as of today, is shown to approved members. Sign in to see it.
First Citizens (SVB) pros and cons
- None stand out on our data
- Slow: about 6 weeks to cash
- Takes warrants (small dilution)
- Requires institutional VC backing
The cheapest debt if you are VC-backed and will keep deposits there.
Usually requires moving operating accounts; small warrant package; covenants.
First Citizens (SVB) alternatives
Other venture banks providers, fastest first.
| Provider | Estimated as of today | Time to cash | Requirements | |
|---|---|---|---|---|
| HSBC Innovation Banking Venture banking |
Rates shown to approved members | About 6 weeks | Institutional VC backing | Compare → |
| Bridge Bank Technology banking (Western Alliance) |
Rates shown to approved members | About 6 weeks | Institutional VC backing | Compare → |
| Stifel Venture Banking Venture banking |
Rates shown to approved members | About 6 weeks | Institutional VC backing | Compare → |
| Banc of California Venture banking (formerly PacWest) |
Rates shown to approved members | About 6 weeks | Institutional VC backing | Compare → |
| J.P. Morgan Innovation Economy banking |
Rates shown to approved members | About 2 months | Institutional VC backing | Compare → |
Compare First Citizens (SVB)
First Citizens (SVB) FAQ
How much does First Citizens (SVB) cost?
The estimated rate for First Citizens (SVB), as of today, is shared with approved B2B Agent members. Your actual cost depends on your business and First Citizens (SVB)'s underwriting.
How fast does First Citizens (SVB) fund?
About 6 weeks from application to cash, based on typical timelines.
What are First Citizens (SVB)'s requirements?
Institutional VC backing. Available in US, UK.
How much can you get from First Citizens (SVB)?
About 25% of your last equity round. Terms run 12–48 months.
Does First Citizens (SVB) require a personal guarantee?
A personal guarantee isn't listed as a requirement for First Citizens (SVB).
What are the best alternatives to First Citizens (SVB)?
Other venture banks providers include HSBC Innovation Banking (about 6 weeks); Bridge Bank (about 6 weeks); Stifel Venture Banking (about 6 weeks). Compare all 6 side by side on B2B Agent.
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