Key facts
| Product | Small-business loan marketplace |
| Funding type | Capital marketplaces |
| Estimated rate as of today | Rates shown to approved members |
| Pricing source | Estimated as of today |
| Time to cash | About 1 week |
| Typical size | Up to $500K |
| Term | 3–60 months |
| Requirements | Existing revenue · Personal guarantee |
| Regions | US |
| What they underwrite | Depends on matched lender |
| Collateral | Depends on lender |
| How you repay | Fixed monthly |
| Dilution | None |
The estimated rate for Lendio, as of today, is shown to approved members. Sign in to see it.
Lendio pros and cons
- Non-dilutive: no equity or warrants
- No revenue minimum listed
- Pricing isn't public
- Requires a personal guarantee
- US only
Shopping multiple lenders quickly.
Terms depend on the lender matched; some charge a finder's fee.
Lendio alternatives
Other capital marketplaces providers, fastest first. All Lendio alternatives.
Compare Lendio
Lendio FAQ
How much does Lendio cost?
The estimated rate for Lendio, as of today, is shared with approved B2B Agent members. Your actual cost depends on your business and Lendio's underwriting.
How fast does Lendio fund?
About 1 week from application to cash, based on typical timelines.
What are Lendio's requirements?
Existing revenue, personal guarantee. Available in US.
How much can you get from Lendio?
Up to $500K. Terms run 3–60 months.
Does Lendio require a personal guarantee?
Yes. Lendio asks for a personal guarantee.
What are the best alternatives to Lendio?
Other capital marketplaces providers include Arc (about 2 weeks). Compare all 2 side by side on B2B Agent.
Work at Lendio?
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Is Lendio your best option?
Price Lendio against all 84 options for your amount, revenue and timeline — then ask for an introduction to the best fits.
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.