One application routed to many lenders; you pick from the offers.
Shopping multiple lenders quickly.
Terms depend on the lender matched; some charge a finder's fee.
At a glance
| Family | Non-dilutive debt & advances |
| What gets underwritten | Depends on matched lender |
| Collateral | Depends on lender |
| How you repay | Fixed monthly |
| Dilution | None |
| Typical pricing | About 10–45% a year (flat fee or APR) plus fees and warrants for some lenders |
| Typical time to cash | About 1 week to about 2 weeks |
| Good for | Working capital · Growth spend · Extending runway |
Capital marketplaces providers compared
Sorted by the low end of the estimated rate as of today. Your actual cost depends on your revenue, credit profile and term — the calculator works it out for you.
| Provider | Estimated as of today | Time to cash | Typical size | Requirements | Regions |
|---|---|---|---|---|---|
| Lendio Small-business loan marketplace |
Rates shown to approved members estimated |
About 1 week | Up to $500K | Existing revenue · Personal guarantee | US |
| Arc Capital marketplace |
Rates shown to approved members reported |
About 2 weeks | Up to about 40% of ARR | Existing revenue | US |
Head-to-head comparisons
Is capital marketplaces right for you?
See how it stacks up against every other way to raise — priced for your amount, revenue and timeline.
Other funding types
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.