Key facts
| Product | Discount for 2–3 years upfront |
| Funding type | Customer-funded |
| Estimated rate as of today | Rates shown to approved members |
| Pricing source | Estimated as of today |
| Time to cash | About 2 months |
| Typical size | Up to about 2× ARR |
| Term | 24–36 months |
| Requirements | Existing revenue |
| Regions | US · UK · EU · Global |
| What they underwrite | Your customers' willingness |
| Collateral | None |
| How you repay | Deliver the service |
| Dilution | None |
The estimated rate for Multi-year prepay, as of today, is shown to approved members. Sign in to see it.
Multi-year prepay pros and cons
- Non-dilutive: no equity or warrants
- No revenue minimum listed
- Available in US, UK, EU, Global
- Slow: about 2 months to cash
- Pricing isn't public
Strong product pull; the cheapest money most startups can get.
Discounts cut revenue forever on that contract; limited by what customers will prepay.
Multi-year prepay alternatives
Other customer-funded providers, fastest first.
| Provider | Estimated as of today | Time to cash | Requirements | |
|---|---|---|---|---|
| Annual upfront billing Discount for paying a year upfront |
Rates shown to approved members | About 4 weeks | Existing revenue | Compare → |
| Paid pilots & design partners Upfront pilot fees |
Rates shown to approved members | About 6 weeks | No hard minimums listed | Compare → |
Compare Multi-year prepay
Multi-year prepay FAQ
How much does Multi-year prepay cost?
The estimated rate for Multi-year prepay, as of today, is shared with approved B2B Agent members. Your actual cost depends on your business and Multi-year prepay's underwriting.
How fast does Multi-year prepay fund?
About 2 months from application to cash, based on typical timelines.
What are Multi-year prepay's requirements?
Existing revenue. Available in US, UK, EU, Global.
How much can you get from Multi-year prepay?
Up to about 2× ARR. Terms run 24–36 months.
What are the best alternatives to Multi-year prepay?
Other customer-funded providers include Annual upfront billing (about 4 weeks); Paid pilots & design partners (about 6 weeks). Compare all 3 side by side on B2B Agent.
Is Multi-year prepay your best option?
Price Multi-year prepay against all 84 options for your amount, revenue and timeline — then ask for an introduction to the best fits.
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.