Key facts
| Product | Capital via embedded partners |
| Funding type | Embedded & processor capital |
| Estimated rate as of today | Rates shown to approved members |
| Pricing source | Estimated as of today |
| Time to cash | About 3 days |
| Typical size | Up to about 15% of ARR |
| Term | 6–12 months |
| Requirements | Existing revenue · Revenue collected through their platform |
| Regions | US |
| What they underwrite | Your platform sales |
| Collateral | Future platform sales |
| How you repay | % of sales |
| Dilution | None |
The estimated rate for Pipe, as of today, is shown to approved members. Sign in to see it.
Pipe pros and cons
- Fast: about 3 days to cash
- Non-dilutive: no equity or warrants
- No revenue minimum listed
- Pricing isn't public
- Only available if you collect revenue through their platform
- US only
Businesses already collecting revenue through Stripe, Shopify, PayPal, etc.
Only offered through the platform; repayment is a % of every sale.
Pipe alternatives
Other embedded & processor capital providers, fastest first. All Pipe alternatives.
| Provider | Estimated as of today | Time to cash | Requirements | |
|---|---|---|---|---|
| PayPal Working Capital |
Rates shown to approved members | About 1 day | Existing revenue · Revenue collected through their platform | Compare → |
| Stripe Capital Merchant financing |
Rates shown to approved members | About 2 days | Existing revenue · Revenue collected through their platform | Compare → |
| Shopify Capital Merchant cash advance & loans |
Rates shown to approved members | About 2 days | Existing revenue · Revenue collected through their platform | Compare → |
| Square Loans Merchant loans |
Rates shown to approved members | About 2 days | Existing revenue · Revenue collected through their platform | Compare → |
| Parafin Embedded capital via platforms |
Rates shown to approved members | About 2 days | Existing revenue · Revenue collected through their platform | Compare → |
| Wayflyer Revenue-based financing (ecommerce) |
Rates shown to approved members | About 3 days | Existing revenue | Compare → |
Compare Pipe
Pipe FAQ
How much does Pipe cost?
The estimated rate for Pipe, as of today, is shared with approved B2B Agent members. Your actual cost depends on your business and Pipe's underwriting.
How fast does Pipe fund?
About 3 days from application to cash, based on typical timelines.
What are Pipe's requirements?
Existing revenue, revenue collected through their platform. Available in US.
How much can you get from Pipe?
Up to about 15% of ARR. Terms run 6–12 months.
Does Pipe require a personal guarantee?
A personal guarantee isn't listed as a requirement for Pipe.
What are the best alternatives to Pipe?
Other embedded & processor capital providers include PayPal (about 1 day); Stripe Capital (about 2 days); Shopify Capital (about 2 days). Compare all 7 side by side on B2B Agent.
Work at Pipe?
Show customers that you're listed. This badge links back to your independent profile. Awards are recalculated whenever listings change: see the 2026 winners and rules.
Something out of date? Update this listing and we'll review it within two business days.
Is Pipe your best option?
Price Pipe against all 84 options for your amount, revenue and timeline — then ask for an introduction to the best fits.
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.