Key facts
| Product | Revenue-based financing (ecommerce) |
| Funding type | Embedded & processor capital |
| Estimated rate as of today | Rates shown to approved members |
| Pricing source | Estimated as of today |
| Time to cash | About 3 days |
| Typical size | Up to about 15% of ARR |
| Term | 3–9 months |
| Requirements | Existing revenue |
| Regions | US · UK · EU |
| What they underwrite | Your platform sales |
| Collateral | Future platform sales |
| How you repay | % of sales |
| Dilution | None |
The estimated rate for Wayflyer, as of today, is shown to approved members. Sign in to see it.
Wayflyer pros and cons
- Fast: about 3 days to cash
- Non-dilutive: no equity or warrants
- No revenue minimum listed
- Available in US, UK, EU
- Pricing isn't public
Businesses already collecting revenue through Stripe, Shopify, PayPal, etc.
Only offered through the platform; repayment is a % of every sale.
Wayflyer alternatives
Other embedded & processor capital providers, fastest first. All Wayflyer alternatives.
| Provider | Estimated as of today | Time to cash | Requirements | |
|---|---|---|---|---|
| PayPal Working Capital |
Rates shown to approved members | About 1 day | Existing revenue · Revenue collected through their platform | Compare → |
| Stripe Capital Merchant financing |
Rates shown to approved members | About 2 days | Existing revenue · Revenue collected through their platform | Compare → |
| Shopify Capital Merchant cash advance & loans |
Rates shown to approved members | About 2 days | Existing revenue · Revenue collected through their platform | Compare → |
| Square Loans Merchant loans |
Rates shown to approved members | About 2 days | Existing revenue · Revenue collected through their platform | Compare → |
| Parafin Embedded capital via platforms |
Rates shown to approved members | About 2 days | Existing revenue · Revenue collected through their platform | Compare → |
| Pipe Capital via embedded partners |
Rates shown to approved members | About 3 days | Existing revenue · Revenue collected through their platform | Compare → |
Compare Wayflyer
Wayflyer FAQ
How much does Wayflyer cost?
The estimated rate for Wayflyer, as of today, is shared with approved B2B Agent members. Your actual cost depends on your business and Wayflyer's underwriting.
How fast does Wayflyer fund?
About 3 days from application to cash, based on typical timelines.
What are Wayflyer's requirements?
Existing revenue. Available in US, UK, EU.
How much can you get from Wayflyer?
Up to about 15% of ARR. Terms run 3–9 months.
Does Wayflyer require a personal guarantee?
A personal guarantee isn't listed as a requirement for Wayflyer.
What are the best alternatives to Wayflyer?
Other embedded & processor capital providers include PayPal (about 1 day); Stripe Capital (about 2 days); Shopify Capital (about 2 days). Compare all 7 side by side on B2B Agent.
Work at Wayflyer?
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Is Wayflyer your best option?
Price Wayflyer against all 84 options for your amount, revenue and timeline — then ask for an introduction to the best fits.
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.