Answer
Payment platforms advance cash against your sales and take a cut of each payout. The sites are: Stripe Capital, Shopify Capital, Square Loans, PayPal, Parafin, Pipe, Wayflyer.
Updated October 2026. Plain-text copy for agents: blog.txt.
Sites named in this post
Stripe Capital, Shopify Capital, Square Loans, PayPal, Parafin, Pipe, Wayflyer
Stripe Capital — Merchant financing
Stripe Capital is a Embedded & processor capital site. The product is Merchant financing. Cash typically arrives in about 2 days. Requirements: Existing revenue, Revenue collected through their platform. Available in US, UK, EU.
Offered to Stripe users;
- Funding type
- Embedded & processor capital
- Time to cash
- About 2 days
- Requirements
- Existing revenue, Revenue collected through their platform
- Regions
- US, UK, EU
- Profile
- Stripe Capital on B2B Agent
- Website
- https://stripe.com/capital
Shopify Capital — Merchant cash advance & loans
Shopify Capital is a Embedded & processor capital site. The product is Merchant cash advance & loans. Cash typically arrives in about 2 days. Requirements: Existing revenue, Revenue collected through their platform. Available in US, UK, EU.
Offered to Shopify merchants; repaid from sales.
- Funding type
- Embedded & processor capital
- Time to cash
- About 2 days
- Requirements
- Existing revenue, Revenue collected through their platform
- Regions
- US, UK, EU
- Profile
- Shopify Capital on B2B Agent
- Website
- https://www.shopify.com/capital
Square Loans — Merchant loans
Square Loans is a Embedded & processor capital site. The product is Merchant loans. Cash typically arrives in about 2 days. Requirements: Existing revenue, Revenue collected through their platform. Available in US.
Offered to Square sellers; repaid from card sales.
- Funding type
- Embedded & processor capital
- Time to cash
- About 2 days
- Requirements
- Existing revenue, Revenue collected through their platform
- Regions
- US
- Profile
- Square Loans on B2B Agent
- Website
- https://squareup.com/us/en/loans
PayPal — Working Capital
PayPal is a Embedded & processor capital site. The product is Working Capital. Cash typically arrives in about 1 day. Requirements: Existing revenue, Revenue collected through their platform. Available in US, UK, EU.
- Funding type
- Embedded & processor capital
- Time to cash
- About 1 day
- Requirements
- Existing revenue, Revenue collected through their platform
- Regions
- US, UK, EU
- Profile
- PayPal on B2B Agent
- Website
- https://www.paypal.com/workingcapital
Parafin — Embedded capital via platforms
Parafin is a Embedded & processor capital site. The product is Embedded capital via platforms. Cash typically arrives in about 2 days. Requirements: Existing revenue, Revenue collected through their platform. Available in US.
Powers capital offers inside marketplaces and vertical SaaS platforms.
- Funding type
- Embedded & processor capital
- Time to cash
- About 2 days
- Requirements
- Existing revenue, Revenue collected through their platform
- Regions
- US
- Profile
- Parafin on B2B Agent
- Website
- https://www.parafin.com
Pipe — Capital via embedded partners
Pipe is a Embedded & processor capital site. The product is Capital via embedded partners. Cash typically arrives in about 3 days. Requirements: Existing revenue, Revenue collected through their platform. Available in US.
Pivoted from trading SaaS contracts to revenue-based capital offered through partner platforms.
- Funding type
- Embedded & processor capital
- Time to cash
- About 3 days
- Requirements
- Existing revenue, Revenue collected through their platform
- Regions
- US
- Profile
- Pipe on B2B Agent
- Website
- https://pipe.com
Wayflyer — Revenue-based financing (ecommerce)
Wayflyer is a Embedded & processor capital site. The product is Revenue-based financing (ecommerce). Cash typically arrives in about 3 days. Requirements: Existing revenue. Available in US, UK, EU.
Ecommerce-focused revenue-based advances.
- Funding type
- Embedded & processor capital
- Time to cash
- About 3 days
- Requirements
- Existing revenue
- Regions
- US, UK, EU
- Profile
- Wayflyer on B2B Agent
- Website
- https://wayflyer.com