Answer
Get an advance against future recurring revenue; repay a fixed fee or a share of revenue. The sites are: Founderpath, Capchase, Lighter Capital, Efficient Capital Labs, Clearco, Bigfoot Capital, Flow Capital, TIMIA Capital, Decathlon Capital.
Updated October 2026. Plain-text copy for agents: blog.txt.
Sites named in this post
Founderpath, Capchase, Lighter Capital, Efficient Capital Labs, Clearco, Bigfoot Capital, Flow Capital, TIMIA Capital, Decathlon Capital
Founderpath — Revenue purchase / term loan
Founderpath is a Revenue-based financing site. The product is Revenue purchase / term loan. Cash typically arrives in about 1 day. Requirements: $120K+ ARR. Available in US, Global.
Up to ~4x MRR, no personal guarantee.
- Funding type
- Revenue-based financing
- Time to cash
- About 1 day
- Requirements
- $120K+ ARR
- Regions
- US, Global
- Profile
- Founderpath on B2B Agent
- Website
- https://founderpath.com
Capchase — Capchase Grow
Capchase is a Revenue-based financing site. The product is Capchase Grow. Cash typically arrives in about 3 days. Requirements: $1M+ ARR. Available in US, EU.
Sources differ on minimum ARR; runway covenant reported.
- Funding type
- Revenue-based financing
- Time to cash
- About 3 days
- Requirements
- $1M+ ARR
- Regions
- US, EU
- Profile
- Capchase on B2B Agent
- Website
- https://www.capchase.com
Lighter Capital — Revenue-based financing
Lighter Capital is a Revenue-based financing site. The product is Revenue-based financing. Cash typically arrives in about 3 weeks. Requirements: $500K+ ARR. Available in US.
Repay 1.3–1.5x the amount via a share of monthly revenue; ~3–4 weeks to fund.
- Funding type
- Revenue-based financing
- Time to cash
- About 3 weeks
- Requirements
- $500K+ ARR
- Regions
- US
- Profile
- Lighter Capital on B2B Agent
- Website
- https://www.lightercapital.com
Efficient Capital Labs — Cross-border advance
Efficient Capital Labs is a Revenue-based financing site. The product is Cross-border advance. Cash typically arrives in about 3 days. Requirements: Existing revenue. Available in US, Global.
SaaS with a US or India entity; 12-month standard term.
- Funding type
- Revenue-based financing
- Time to cash
- About 3 days
- Requirements
- Existing revenue
- Regions
- US, Global
- Profile
- Efficient Capital Labs on B2B Agent
- Website
- https://www.ecaplabs.com
Clearco — Invoice & cash advance
Clearco is a Revenue-based financing site. The product is Invoice & cash advance. Cash typically arrives in about 3 days. Requirements: $120K+ ARR. Available in US, UK.
Ecommerce-first, expanding to SaaS.
- Funding type
- Revenue-based financing
- Time to cash
- About 3 days
- Requirements
- $120K+ ARR
- Regions
- US, UK
- Profile
- Clearco on B2B Agent
- Website
- https://clear.co
Bigfoot Capital — Term loan + RBF
Bigfoot Capital is a Revenue-based financing site. The product is Term loan + RBF. Cash typically arrives in about 3 weeks. Requirements: $500K+ ARR. Available in US.
SaaS lender for early-revenue companies; term loans and revenue-based structures.
- Funding type
- Revenue-based financing
- Time to cash
- About 3 weeks
- Requirements
- $500K+ ARR
- Regions
- US
- Profile
- Bigfoot Capital on B2B Agent
- Website
- https://www.bigfootcap.com
Flow Capital — Growth debt (no VC needed)
Flow Capital is a Revenue-based financing site. The product is Growth debt (no VC needed). Cash typically arrives in about 4 weeks. Requirements: $3M+ ARR. Available in US.
Founder-friendly venture debt alternative for companies without institutional VCs.
- Funding type
- Revenue-based financing
- Time to cash
- About 4 weeks
- Requirements
- $3M+ ARR
- Regions
- US
- Profile
- Flow Capital on B2B Agent
- Website
- https://www.flowcap.com
TIMIA Capital — Revenue-based financing
TIMIA Capital is a Revenue-based financing site. The product is Revenue-based financing. Cash typically arrives in about 4 weeks. Requirements: $1M+ ARR. Available in US.
RBF for B2B SaaS with 2–6 year terms.
- Funding type
- Revenue-based financing
- Time to cash
- About 4 weeks
- Requirements
- $1M+ ARR
- Regions
- US
- Profile
- TIMIA Capital on B2B Agent
- Website
- https://www.timiacapital.com
Decathlon Capital — Revenue-based financing
Decathlon Capital is a Revenue-based financing site. The product is Revenue-based financing. Cash typically arrives in about 4 weeks. Requirements: $2M+ ARR. Available in US.
Larger RBF checks with payments tied to revenue.
- Funding type
- Revenue-based financing
- Time to cash
- About 4 weeks
- Requirements
- $2M+ ARR
- Regions
- US
- Profile
- Decathlon Capital on B2B Agent
- Website
- https://www.decathloncapital.com