Clearco · Invoice & cash advance

Ecommerce-first, expanding to SaaS.

Independent profile · Updated

Key facts

ProductInvoice & cash advance
Funding typeRevenue-based financing
Estimated rate as of todayRates shown to approved members
Pricing sourceEstimated as of today
Time to cashAbout 3 days
Typical sizeUp to about 40% of ARR
Term4–6 months
Requirements$120K+ ARR
RegionsUS · UK
What they underwriteYour recurring revenue
CollateralFuture revenue
How you repayFixed monthly
DilutionNone

The estimated rate for Clearco, as of today, is shown to approved members. Sign in to see it.

Clearco pros and cons

Pros
  • Fast: about 3 days to cash
  • Publishes its pricing
  • Non-dilutive: no equity or warrants
Cons
  • Needs $120K+ ARR
Revenue-based financing is best for

Recurring-revenue companies that want growth capital without dilution.

Watch out for

Needs predictable revenue. Short terms raise the effective annual rate.

Clearco alternatives

Other revenue-based financing providers, fastest first. All Clearco alternatives.

ProviderEstimated as of todayTime to cashRequirements
Founderpath
Revenue purchase / term loan
Rates shown to approved members About 1 day $120K+ ARR Compare →
Capchase
Capchase Grow
Rates shown to approved members About 3 days $1M+ ARR Compare →
Efficient Capital Labs
Cross-border advance
Rates shown to approved members About 3 days Existing revenue Compare →
Lighter Capital
Revenue-based financing
Rates shown to approved members About 3 weeks $500K+ ARR Compare →
Bigfoot Capital
Term loan + RBF
Rates shown to approved members About 3 weeks $500K+ ARR Compare →
Flow Capital
Growth debt (no VC needed)
Rates shown to approved members About 4 weeks $3M+ ARR Compare →

Compare Clearco

Clearco FAQ

How much does Clearco cost?

The estimated rate for Clearco, as of today, is shared with approved B2B Agent members. Your actual cost depends on your business and Clearco's underwriting.

How fast does Clearco fund?

About 3 days from application to cash, based on typical timelines.

What are Clearco's requirements?

$120K+ ARR. Available in US, UK.

How much can you get from Clearco?

Up to about 40% of ARR. Terms run 4–6 months.

Does Clearco require a personal guarantee?

A personal guarantee isn't listed as a requirement for Clearco.

What are the best alternatives to Clearco?

Other revenue-based financing providers include Founderpath (about 1 day); Capchase (about 3 days); Efficient Capital Labs (about 3 days). Compare all 9 side by side on B2B Agent.

Clearco won 1 B2B Agent Award in 2026

Awards are rule-based: a provider wins only if it beats every other provider of its funding type on the published data, and ties award nobody. See how winners are chosen. Work at Clearco? Copy the code below to show your award on your website.

Clearco: Transparent Pricing, All funding types, B2B Agent Awards 2026
Publishes its pricing, so businesses can compare before they apply.

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Is Clearco your best option?

Price Clearco against all 84 options for your amount, revenue and timeline — then ask for an introduction to the best fits.

Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.