Key differences
- Approved members can compare the estimated rates as of today side by side.
- Wayflyer is open to smaller companies (no stated ARR minimum vs $120K+).
- Regions: Clearco covers US, UK; Wayflyer covers US, UK, EU.
- Different funding types: Clearco offers revenue-based financing; Wayflyer offers embedded & processor capital.
Side by side
| Clearco | Wayflyer | |
|---|---|---|
| Product | Invoice & cash advance | Revenue-based financing (ecommerce) |
| Funding type | Revenue-based financing | Embedded & processor capital |
| Estimated rate as of today | Rates shown to approved members | Rates shown to approved members |
| Pricing source | Estimated as of today | Estimated as of today |
| Time to cash | About 3 days | About 3 days |
| Typical size | Up to about 40% of ARR | Up to about 15% of ARR |
| Term | 4–6 months | 3–9 months |
| Requirements | $120K+ ARR | Existing revenue |
| Regions | US · UK | US · UK · EU |
| What they underwrite | Your recurring revenue | Your platform sales |
| Collateral | Future revenue | Future platform sales |
| How you repay | Fixed monthly | % of sales |
| Dilution | None | None |
Clearco vs Wayflyer FAQ
What is the difference between Clearco and Wayflyer?
Approved members can compare the estimated rates as of today side by side. Wayflyer is open to smaller companies (no stated ARR minimum vs $120K+). Regions: Clearco covers US, UK; Wayflyer covers US, UK, EU. Different funding types: Clearco offers revenue-based financing; Wayflyer offers embedded & processor capital.
Which is cheaper for you?
The answer depends on your amount, term and revenue. The calculator prices both on the same basis — fees, warrants and dilution included.
Related comparisons
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.