Key differences
- Approved members can compare the estimated rates as of today side by side.
- Fundbox is usually faster to fund (about 1 day vs about 2 days).
Side by side
| Fundbox | OnDeck | |
|---|---|---|
| Product | Line of credit | Term loan & line of credit |
| Funding type | Online lines of credit & term loans | Online lines of credit & term loans |
| Estimated rate as of today | Rates shown to approved members | Rates shown to approved members |
| Pricing source | Estimated as of today | Estimated as of today |
| Time to cash | About 1 day | About 2 days |
| Typical size | Up to $150K | Up to $250K |
| Term | 3–6 months | 6–24 months |
| Requirements | Existing revenue · Personal guarantee | Existing revenue · Personal guarantee |
| Regions | US | US |
| What they underwrite | Your cash flow & founders | Your cash flow & founders |
| Collateral | General lien + personal guarantee | General lien + personal guarantee |
| How you repay | Weekly or monthly fixed | Weekly or monthly fixed |
| Dilution | None | None |
Fundbox vs OnDeck FAQ
What is the difference between Fundbox and OnDeck?
Approved members can compare the estimated rates as of today side by side. Fundbox is usually faster to fund (about 1 day vs about 2 days).
Which is faster, Fundbox or OnDeck?
Fundbox usually funds in about 1 day; OnDeck takes about 2 days.
Which is cheaper for you?
The answer depends on your amount, term and revenue. The calculator prices both on the same basis — fees, warrants and dilution included.
Related comparisons
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.