Key facts
| Product | Term loan & line of credit |
| Funding type | Online lines of credit & term loans |
| Estimated rate as of today | Rates shown to approved members |
| Pricing source | Estimated as of today |
| Time to cash | About 2 days |
| Typical size | Up to $250K |
| Term | 6–24 months |
| Requirements | Existing revenue · Personal guarantee |
| Regions | US |
| What they underwrite | Your cash flow & founders |
| Collateral | General lien + personal guarantee |
| How you repay | Weekly or monthly fixed |
| Dilution | None |
The estimated rate for OnDeck, as of today, is shown to approved members. Sign in to see it.
OnDeck pros and cons
- Fast: about 2 days to cash
- Non-dilutive: no equity or warrants
- No revenue minimum listed
- Pricing isn't public
- Requires a personal guarantee
- US only
Small, short working-capital gaps you need filled in days.
Expensive APRs, frequent payments, personal guarantee.
OnDeck alternatives
Other online lines of credit & term loans providers, fastest first. All OnDeck alternatives.
Compare OnDeck
OnDeck FAQ
How much does OnDeck cost?
The estimated rate for OnDeck, as of today, is shared with approved B2B Agent members. Your actual cost depends on your business and OnDeck's underwriting.
How fast does OnDeck fund?
About 2 days from application to cash, based on typical timelines.
What are OnDeck's requirements?
Existing revenue, personal guarantee. Available in US.
How much can you get from OnDeck?
Up to $250K. Terms run 6–24 months.
Does OnDeck require a personal guarantee?
Yes. OnDeck asks for a personal guarantee.
What are the best alternatives to OnDeck?
Other online lines of credit & term loans providers include Fundbox (about 1 day); Bluevine (about 2 days). Compare all 3 side by side on B2B Agent.
Work at OnDeck?
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Is OnDeck your best option?
Price OnDeck against all 84 options for your amount, revenue and timeline — then ask for an introduction to the best fits.
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.