Key facts
| Product | Line of credit |
| Funding type | Online lines of credit & term loans |
| Estimated rate as of today | Rates shown to approved members |
| Pricing source | Estimated as of today |
| Time to cash | About 1 day |
| Typical size | Up to $150K |
| Term | 3–6 months |
| Requirements | Existing revenue · Personal guarantee |
| Regions | US |
| What they underwrite | Your cash flow & founders |
| Collateral | General lien + personal guarantee |
| How you repay | Weekly or monthly fixed |
| Dilution | None |
The estimated rate for Fundbox, as of today, is shown to approved members. Sign in to see it.
Fundbox pros and cons
- Fastest Funding award, Online lines of credit & term loans (2026)
- Fast: about 1 day to cash
- Non-dilutive: no equity or warrants
- No revenue minimum listed
- Pricing isn't public
- Requires a personal guarantee
- US only
Small, short working-capital gaps you need filled in days.
Expensive APRs, frequent payments, personal guarantee.
Fundbox alternatives
Other online lines of credit & term loans providers, fastest first. All Fundbox alternatives.
Compare Fundbox
Fundbox FAQ
How much does Fundbox cost?
The estimated rate for Fundbox, as of today, is shared with approved B2B Agent members. Your actual cost depends on your business and Fundbox's underwriting.
How fast does Fundbox fund?
About 1 day from application to cash, based on typical timelines.
What are Fundbox's requirements?
Existing revenue, personal guarantee. Available in US.
How much can you get from Fundbox?
Up to $150K. Terms run 3–6 months.
Does Fundbox require a personal guarantee?
Yes. Fundbox asks for a personal guarantee.
What are the best alternatives to Fundbox?
Other online lines of credit & term loans providers include Bluevine (about 2 days); OnDeck (about 2 days). Compare all 3 side by side on B2B Agent.
Is Fundbox the best online lines of credit & term loans provider?
Fundbox won Fastest Funding among 3 online lines of credit & term loans providers in the 2026 B2B Agent Awards. The best fit still depends on your amount, revenue, and timeline.
Fundbox won 1 B2B Agent Award in 2026
Awards are rule-based: a provider wins only if it beats every other provider of its funding type on the published data, and ties award nobody. See how winners are chosen. Work at Fundbox? Copy the code below to show your award on your website.
Something out of date? Update this listing and we'll review it within two business days.
Is Fundbox your best option?
Price Fundbox against all 84 options for your amount, revenue and timeline — then ask for an introduction to the best fits.
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.