Key facts
| Product | Line of credit |
| Funding type | Online lines of credit & term loans |
| Estimated rate as of today | Rates shown to approved members |
| Pricing source | Estimated as of today |
| Time to cash | About 2 days |
| Typical size | Up to $250K |
| Term | 6–12 months |
| Requirements | Existing revenue · Personal guarantee |
| Regions | US |
| What they underwrite | Your cash flow & founders |
| Collateral | General lien + personal guarantee |
| How you repay | Weekly or monthly fixed |
| Dilution | None |
The estimated rate for Bluevine, as of today, is shown to approved members. Sign in to see it.
Bluevine pros and cons
- Lowest Rate award, Online lines of credit & term loans (2026)
- Fast: about 2 days to cash
- Non-dilutive: no equity or warrants
- No revenue minimum listed
- Requires a personal guarantee
- US only
Small, short working-capital gaps you need filled in days.
Expensive APRs, frequent payments, personal guarantee.
Bluevine alternatives
Other online lines of credit & term loans providers, fastest first. All Bluevine alternatives.
Compare Bluevine
Bluevine FAQ
How much does Bluevine cost?
The estimated rate for Bluevine, as of today, is shared with approved B2B Agent members. Your actual cost depends on your business and Bluevine's underwriting.
How fast does Bluevine fund?
About 2 days from application to cash, based on typical timelines.
What are Bluevine's requirements?
Existing revenue, personal guarantee. Available in US.
How much can you get from Bluevine?
Up to $250K. Terms run 6–12 months.
Does Bluevine require a personal guarantee?
Yes. Bluevine asks for a personal guarantee.
What are the best alternatives to Bluevine?
Other online lines of credit & term loans providers include Fundbox (about 1 day); OnDeck (about 2 days). Compare all 3 side by side on B2B Agent.
Is Bluevine the best online lines of credit & term loans provider?
Bluevine won Lowest Rate among 3 online lines of credit & term loans providers in the 2026 B2B Agent Awards. The best fit still depends on your amount, revenue, and timeline.
Bluevine won 1 B2B Agent Award in 2026
Awards are rule-based: a provider wins only if it beats every other provider of its funding type on the published data, and ties award nobody. See how winners are chosen. Work at Bluevine? Copy the code below to show your award on your website.
Something out of date? Update this listing and we'll review it within two business days.
Is Bluevine your best option?
Price Bluevine against all 84 options for your amount, revenue and timeline — then ask for an introduction to the best fits.
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.