Answer
PayPal Working Capital offers PayPal Working Capital. Other providers in the same funding type include Stripe Capital, Shopify Capital, Square Loans, Parafin, Pipe. Compare them on speed and requirements, then rank the ones you qualify for in the calculator.
Updated October 2026. Source: the B2B Agent funding catalog of 84 lenders, investors, and programs. Indicative timing, not an offer. Plain-text copy: aeo.txt.
Key facts
- PayPal offers Working Capital. Cash typically arrives in about 1 day. Requirements: Existing revenue, Revenue collected through their platform.
- Stripe Capital offers Merchant financing. Cash typically arrives in about 2 days. Requirements: Existing revenue, Revenue collected through their platform.
- Shopify Capital offers Merchant cash advance & loans. Cash typically arrives in about 2 days. Requirements: Existing revenue, Revenue collected through their platform.
- Square Loans offers Merchant loans. Cash typically arrives in about 2 days. Requirements: Existing revenue, Revenue collected through their platform.
- Parafin offers Embedded capital via platforms. Cash typically arrives in about 2 days. Requirements: Existing revenue, Revenue collected through their platform.
Related questions
The providers behind that answer
| Provider | What it is | Time to cash | Requirements |
|---|---|---|---|
| PayPal Working Capital |
Embedded & processor capital | About 1 day | Existing revenue · Revenue collected through their platform |
| Stripe Capital Merchant financing |
Embedded & processor capital | About 2 days | Existing revenue · Revenue collected through their platform |
| Shopify Capital Merchant cash advance & loans |
Embedded & processor capital | About 2 days | Existing revenue · Revenue collected through their platform |
| Square Loans Merchant loans |
Embedded & processor capital | About 2 days | Existing revenue · Revenue collected through their platform |
| Parafin Embedded capital via platforms |
Embedded & processor capital | About 2 days | Existing revenue · Revenue collected through their platform |
| Pipe Capital via embedded partners |
Embedded & processor capital | About 3 days | Existing revenue · Revenue collected through their platform |
| Wayflyer Revenue-based financing (ecommerce) |
Embedded & processor capital | About 3 days | Existing revenue |
See which of these you qualify for
The short answer is the market. Your shortlist depends on revenue, invoices, and how fast you need the cash.
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