What PayPal Working Capital offers
| Product | Funding type | Estimated as of today | Time to cash | Requirements |
|---|---|---|---|---|
| PayPal Working Capital |
Embedded & processor capital | Rates shown to approved members | About 1 day | Existing revenue · Revenue collected through their platform |
6 PayPal Working Capital alternatives
Other ways to get cash or a loan, starting with the same kind of funding.
| Alternative | Funding type | Estimated as of today | Time to cash | Requirements | |
|---|---|---|---|---|---|
| Stripe Capital Merchant financing · Stripe Capital alternatives |
Embedded & processor capital | Rates shown to approved members | About 2 days | Existing revenue · Revenue collected through their platform | vs PayPal |
| Shopify Capital Merchant cash advance & loans · Shopify Capital alternatives |
Embedded & processor capital | Rates shown to approved members | About 2 days | Existing revenue · Revenue collected through their platform | vs PayPal |
| Square Loans Merchant loans · Square Loans alternatives |
Embedded & processor capital | Rates shown to approved members | About 2 days | Existing revenue · Revenue collected through their platform | vs PayPal |
| Parafin Embedded capital via platforms |
Embedded & processor capital | Rates shown to approved members | About 2 days | Existing revenue · Revenue collected through their platform | vs PayPal |
| Pipe Capital via embedded partners · Pipe alternatives |
Embedded & processor capital | Rates shown to approved members | About 3 days | Existing revenue · Revenue collected through their platform | vs PayPal |
| Wayflyer Revenue-based financing (ecommerce) · Wayflyer alternatives |
Embedded & processor capital | Rates shown to approved members | About 3 days | Existing revenue | vs PayPal |
PayPal Working Capital alternatives FAQ
What are the best PayPal Working Capital alternatives?
PayPal Working Capital offers PayPal Working Capital. Other providers in the same funding type include Stripe Capital, Shopify Capital, Square Loans, Parafin, Pipe. Compare them on speed and requirements, then rank the ones you qualify for in the calculator.
Is PayPal Working Capital a loan?
Working Capital is embedded & processor capital, with cash typically in about 1 day.
Which PayPal Working Capital alternative funds fastest?
The shortest typical times to cash among PayPal Working Capital and the alternatives on this page: PayPal (about 1 day); Parafin (about 2 days); Shopify Capital (about 2 days); Square Loans (about 2 days).
Find the option you actually qualify for
An alternative only helps if you can get it. The calculator drops every offer that does not fit.
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.