Funding guide › Funding types › Equity crowdfunding

Equity crowdfunding

How it works, what it really costs, and 3 providers compared on pricing, speed, size and requirements.

How it works

Raise from many small investors online (US Reg CF, up to $5M per year).

Best for

Products with a community or customer base that wants to invest.

Watch out for

Platform fees, public disclosures, large cap table.

At a glance

FamilyEquity (sell ownership)
What gets underwrittenYour community
CollateralNone
How you repayNever (ownership sold)
DilutionYes — equity sold
Typical pricingRates shown to approved members
Typical time to cashAbout 2 months
Good forGrowth spend · Extending runway · R&D

Equity crowdfunding providers compared

Sorted by the low end of the estimated rate as of today. Your actual cost depends on your revenue, credit profile and term — the calculator works it out for you.

ProviderEstimated as of todayTime to cashTypical sizeRequirementsRegions
Wefunder
Reg CF crowdfunding
Rates shown to approved members
reported
About 2 months Up to $5M No hard minimums listed US
Republic
Reg CF crowdfunding
Rates shown to approved members
estimated
About 2 months Up to $5M No hard minimums listed US
StartEngine
Reg CF / Reg A+
Rates shown to approved members
estimated
About 2 months Up to $5M No hard minimums listed US

Head-to-head comparisons

Is equity crowdfunding right for you?

See how it stacks up against every other way to raise — priced for your amount, revenue and timeline.

Other funding types

Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.