What Arc offers
| Product | Funding type | Estimated as of today | Time to cash | Requirements |
|---|---|---|---|---|
| Arc Capital marketplace |
Capital marketplaces | Rates shown to approved members | About 2 weeks | Existing revenue |
20 Arc alternatives
Other ways to get cash or a loan, starting with the same kind of funding.
| Alternative | Funding type | Estimated as of today | Time to cash | Requirements | |
|---|---|---|---|---|---|
| Founderpath Revenue purchase / term loan · Founderpath alternatives |
Revenue-based financing | Rates shown to approved members | About 1 day | $120K+ ARR | |
| Fundbox Line of credit · Fundbox alternatives |
Online lines of credit & term loans | Rates shown to approved members | About 1 day | Existing revenue · Personal guarantee | |
| PayPal Working Capital · PayPal Working Capital alternatives |
Embedded & processor capital | Rates shown to approved members | About 1 day | Existing revenue · Revenue collected through their platform | |
| Bluevine Line of credit · Bluevine alternatives |
Online lines of credit & term loans | Rates shown to approved members | About 2 days | Existing revenue · Personal guarantee | |
| OnDeck Term loan & line of credit · OnDeck alternatives |
Online lines of credit & term loans | Rates shown to approved members | About 2 days | Existing revenue · Personal guarantee | |
| Stripe Capital Merchant financing · Stripe Capital alternatives |
Embedded & processor capital | Rates shown to approved members | About 2 days | Existing revenue · Revenue collected through their platform | |
| Shopify Capital Merchant cash advance & loans · Shopify Capital alternatives |
Embedded & processor capital | Rates shown to approved members | About 2 days | Existing revenue · Revenue collected through their platform | |
| Square Loans Merchant loans · Square Loans alternatives |
Embedded & processor capital | Rates shown to approved members | About 2 days | Existing revenue · Revenue collected through their platform | |
| Parafin Embedded capital via platforms |
Embedded & processor capital | Rates shown to approved members | About 2 days | Existing revenue · Revenue collected through their platform | |
| Capchase Capchase Grow · Capchase alternatives |
Revenue-based financing | Rates shown to approved members | About 3 days | $1M+ ARR | |
| Efficient Capital Labs Cross-border advance |
Revenue-based financing | Rates shown to approved members | About 3 days | Existing revenue | |
| Clearco Invoice & cash advance · Clearco alternatives |
Revenue-based financing | Rates shown to approved members | About 3 days | $120K+ ARR | |
| Pipe Capital via embedded partners · Pipe alternatives |
Embedded & processor capital | Rates shown to approved members | About 3 days | Existing revenue · Revenue collected through their platform | |
| Wayflyer Revenue-based financing (ecommerce) · Wayflyer alternatives |
Embedded & processor capital | Rates shown to approved members | About 3 days | Existing revenue | |
| Lendio Small-business loan marketplace · Lendio alternatives |
Capital marketplaces | Rates shown to approved members | About 1 week | Existing revenue · Personal guarantee | vs Arc |
| Lighter Capital Revenue-based financing · Lighter Capital alternatives |
Revenue-based financing | Rates shown to approved members | About 3 weeks | $500K+ ARR | |
| Bigfoot Capital Term loan + RBF · Bigfoot Capital alternatives |
Revenue-based financing | Rates shown to approved members | About 3 weeks | $500K+ ARR | |
| Flow Capital Growth debt (no VC needed) |
Revenue-based financing | Rates shown to approved members | About 4 weeks | $3M+ ARR | |
| TIMIA Capital Revenue-based financing · TIMIA Capital alternatives |
Revenue-based financing | Rates shown to approved members | About 4 weeks | $1M+ ARR | |
| Decathlon Capital Revenue-based financing · Decathlon Capital alternatives |
Revenue-based financing | Rates shown to approved members | About 4 weeks | $2M+ ARR |
Arc alternatives FAQ
What are the best Arc alternatives?
Arc offers Arc Capital marketplace. Other providers in the same funding type include Founderpath, Fundbox, PayPal, Bluevine, OnDeck. Compare them on speed and requirements, then rank the ones you qualify for in the calculator.
Is Arc a loan?
Capital marketplace is capital marketplaces, with cash typically in about 2 weeks.
Which Arc alternative funds fastest?
The shortest typical times to cash among Arc and the alternatives on this page: Founderpath (about 1 day); Fundbox (about 1 day); PayPal (about 1 day); Bluevine (about 2 days).
Find the option you actually qualify for
An alternative only helps if you can get it. The calculator drops every offer that does not fit.
Rates are estimates as of today, not a lender's quoted interest rate. Not an offer of credit, investment, legal or tax advice. B2B Agent may receive a referral fee when we introduce you to a provider; it never changes rankings or what we publish. Lenders: send your current terms so we can refresh the estimate, which also makes you eligible for the Transparent Pricing and Lowest Rate awards. Update your listing.